Perceiving

I believe when God gives to us, he doesn't wish for some to have plenty and some to have lack. He invites us to participate in the blessing of giving to others, and in doing so he will multiply what you have.

As bank profits  continue to rise--already to the tune of one to two billion dollars per quarter among Canada's big five banks--it perturbs me that they continue to make fine print changes to gouge more money from the unwitting masses. This notice came with my monthly MasterCard statement describing a change in policy that any payments made to the outstanding balance will first be applied to items with the lowest rate of interest to the items of highest rate of interest. Basic money sense knows that if you are in debt to various lenders, you pay off the high interest sums first to reduce your total payments. How do banks claim to work for us when they make illogical policies that hurt the customer and not work in their interest?